mobile home parks, condominium/homeowners' associations, homeowner’s insurance company, utilities, gas, electric, water, sewer, and internet/broadband services can become a MIHAF PARTICIPATING PARTNER by completing the MIHAF Provider Participation Agreement and the MIHAF Service Provider Contact and ACH Instructions below. Lenders, mortgage companies, reverse mortgage companies and mortgage servicers can become a MIHAF PARTICIPATING PARTNER by completing the MIHAF Collaboration Agreement and MIHAF Service Provider Contact and ACH Instructions below.Ĭounty Treasurers, land contract holders, mobile home lenders. MSHDA's program New Term Sheet effective for applications received on or after 1/10/23 provides greater details on the MIHAF program. Social disadvantage must stem from circumstances beyond their control.Īll MIHAF applications will be reviewed and determined eligible on a first come, first serve basis. SDI households may have been subjected to racial or ethnic prejudice or cultural bias within American society because of their identities as members of groups and without regard to their individual qualities. The Federal Homeowner Assistance Fund Program requires a prioritization of assistance for both households with incomes equal to or less than 100% of Area Median Income (AMI) and those identified as Socially Disadvantaged Individuals (SDI). Program questions please call Customer Service 84 or email of Households.Check the status of your submission HERE.First review the Acceptable Documentation List and be prepared to provide supporting documentation, such as photo ID, social security number, monthly income/benefit statement, and delinquent housing expense statements.This is the best way to apply for those who have a smart phone, tablet, or computer.Use the secure online application portal CLICK HERE to submit your application for assistance.Delinquent utilities, gas, electric, water, sewer.Delinquent condominium/homeowners' association fees.Delinquent land contract payments, mobile home consumer loan payments or mobile home park lot payments.Delinquent mortgage/housing expenses, including property tax and insurance escrow shortages.Up to $25,000 Grant Per Household to Pay: Homeowners must have and explain a financial hardship directly related to COVID-19 on or after January 21, 2020. Homeowners who own and occupy the property as their primary residence.Homeowners with household incomes less than 150% of Area Median Income (AMI).You may check the status of your MIHAF application in the link below. Applications are reviewed in the order they are received. *****Please understand there is a high volume of MIHAF applications, and your application may take 6-8 weeks to process. MIHAF Informational Webinar MSHDA opened the MIHAF program to the public on February 14, 2022 Governor Gretchen Whitmer has designated the Michigan State Housing Development Authority (the Authority or MSHDA) as the operating agency to set up the Michigan Homeowner Assistance Fund (MIHAF) program in accordance with the guidance provided by the Treasury. This number was based on unemployed individuals and the number of mortgagors with delinquent mortgage payments. Department of the Treasury notified MSHDA on Apthat it will allocate $242,812,277 to the State of Michigan. The Homeowner Assistance Fund was established under section 3206 of the American Rescue Plan Act of 2021 (the ARP) to mitigate hardships associated with the coronavirus pandemic by providing funds to prevent homeowner mortgage delinquencies, defaults, foreclosure, loss of utilities or home energy services and displacements of homeowners experiencing financial hardship on or after Januor for those homeowners who experience a coronavirus pandemic financial hardship that began before Janubut continued after that date. Michigan Homeowner Assistance Fund (MIHAF) Whitmer - Governor Whitmer Launches Program for Michigan Homeowners Experiencing Hardships
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